For journalists
UK business banking data for your story
Independent figures on what UK banks and e-money firms charge small businesses and pay on their savings, read from each provider's own published tariff. Every figure, chart and report is free to use with a credit.
Figures read from providers' tariffs on 5 September 2026. Changes since then are logged at tariff changes.
The numbers
Stories in the data
The small-business savings gap
The biggest business banks pay between 0.5% and 1.21% on easy-access business savings (median 0.85%), while 29 accounts elsewhere pay a median of 3.25% and up to 4.15%, with Bank Rate at 3.75%. From 156 business savings accounts at 22 providers.
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Paid to switch: what banks pay new customers in the UK and abroad
The largest business cash bonus in each market: Chase's $3,000 (£2,217.30) in the United States for $300,000 of external deposits held for 180 days; UOB's up to S$4,500 (£2,625.30) a year in Singapore for 15 or more qualifying transactions every month; TD's C$1,000 (£535.60) in Canada for a C$100,000 savings balance held for 120 days; Tide's £200 in the United Kingdom for £10,000 held in its Instant Saver for 30 days; Westpac's A$100 (£53.24) in Australia for a single A$100 deposit.
Full report · PDF · published 5 September 2026
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Cash is where the money goes: what UK business accounts charge to pay in notes and coins
25 of the 31 plans (from 13 of the 16 providers) publish cash-deposit terms; the 6 that do not - Allica Bank's Business Rewards Account, ANNA Money's four plans and Wise Business - mention no cash service at all on the pages read.
Full report · PDF · published 5 September 2026
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The real cost of 'free' business banking
14 of the 31 plans (11 bank accounts and 3 e-money accounts) publish a £0 ongoing monthly fee, a different thing from the 11 plans that publish an introductory free period; only the two NatWest plans appear in both groups.
Full report · PDF · published 5 September 2026
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The UK Business Banking Fee Index - September 2026
14 of the 31 plans publish no monthly fee; the median across all 31 is £7 a month, the median among the plans that charge a fee is £10, and the highest published fee is £69.99.
Full report · PDF · published 5 September 2026
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Free periods and the switcher's calendar: what UK business account offers are really worth
11 of the 31 plans (35.5%), from 10 of the 16 providers, publish a free period; 10 are bank accounts and one is an e-money account.
Full report · PDF · published 5 September 2026
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FSCS or safeguarded? Where UK small-business money actually sits
Of the 31 UK business account plans from 16 providers in the Bank Solutions dataset (checked 5 September 2026), 22 are offered by 13 banks and 9 by three e-money institutions - ANNA Money, Tide and Wise Business.
Full report · PDF · published 5 September 2026
What you can use, and how
- Everything is free to use in print, online and on air: figures, charts, report covers and PDFs.
- Credit: Source: Bank Solutions analysis of providers' published tariffs (www.banksolutions.uk). Online, please link to the page the figure came from.
- Tables: business accounts, business savings, business credit cards and card terminals, each row with the tariff we read and the date we read it.
- Costs for a type of business: the cost calculator prices every account for a given pattern of use.
- Method: how we compare. We quote providers' own documents and never estimate a figure a provider does not publish.
Who we are
Bank Solutions is published by Domain Farm Ltd, an independent company. No bank or provider pays for or sees a figure before publication. We earn referral fees from some providers, which never affect a figure or a ranking; how we make money sets out exactly how.
Ask us
Need a figure we don't show, a cost for a particular kind of business, or a comment? Email editor@banksolutions.uk. We usually reply the same day.