Choose a business bank account on the facts, not the marketing.
Every fee, limit and feature on this site comes from the provider's published tariff, with the date we checked it. We say how we rank things, and we tell you how we make money.
- Sourced - each figure links to the bank's own page
- Dated - you can see when we last checked
- Disclosed - how we make money, and why it never changes a ranking
The comparison
31 plans from 16 UK providers, on the fees they publish. Lowest monthly fee first; last checked 5 September 2026.Business bank account fees explained: every charge on a UK tariff and what it means
Monthly fees, free periods, Faster Payments, Bacs, CHAPS, cash at the branch or the Post Office, cheques, international payments, card fees and unarranged borrowing - what each line on a UK business account tariff actually is, what the published tariffs charge for it, and a worked year for one small business on two different tariffs.
How to Open a Business Bank Account in the UKWhat UK banks ask for when you apply for a business current account, why the law makes them ask, what timings the banks actually publish, and the reasons applications are turned down - taken from the Money Laundering Regulations 2017, Companies House guidance and the banks' own application pages. 
How to Switch Business Bank Account with the Current Account Switch ServicePay.UK's Current Account Switch Service moves a small business's current account in seven working days with a guarantee behind it. Who qualifies, what moves, what does not, what the guarantee actually promises, and how the timeline sits against payroll and VAT dates - from Pay.UK's own pages and HMRC's deadlines. 
How we make money - and what it doesn't change
A small number of provider links are referral links, labelled "Referral link" wherever they appear: if you open an account through one, the provider pays us a fixed reward. Every other link goes to the provider's own published tariff. Paid links never change which providers we include, how they are ordered, or what we say about them - the table sorts by the published figures, and you can see the same table whether a provider pays us or not. Who pays us today, and the full disclosure →